Traditional financial planning has left many business owners far behind in achieving their retirement goals. Basic 401(k) & profit-sharing plans are often not adequate for business owners and key employees. New provisions of the tax code now allow small business owners to take advantage of top line deductions up to 5 times higher than those of traditional 401(k) and other profit sharing plans.

Retirement and Benefits Assessment. Having the proper benefits plan is an important recruiting and retention tool. We can help you review the benefits your business offers—including retirement, stock incentive plans, non-qualified deferred compensation plans and employee-retention strategies—from the perspective of both employer and employee.

Risk Review. It is important to understand and protect against unforeseen events that can jeopardize the value or even the continuity of your business. Identifying risk is the first step in helping to protect against them.

Succession or Exit-Plan Assessment. Planning ahead is vital as you look toward the next chapter of your business. Whether selling a business in whole or in part or passing one on, there are a number of different exit strategies that should be considered.

Key-Documents Review. You want to be sure all of your critical documents (powers of attorney, shareholder agreements, insurance policies, wills, etc.) are up-to-date and accessible to your spouse and/or beneficiaries when needed. 

Let aSecureRetirement team of credentialed experts, with extensive experience, examine your current planning strategies and offer well researched, time-tested solutions to help you optimize your financial goals. 

You can engage with an aSR consultant by phone, face to face or in a virtual meeting from anywhere in the country. aSR operates in all 50 states.

Insurance & Retirement Strategies:

• Insurance Solutions

• Retirement Solutions

Looking for individual/non-business solutions? 

Visit our individual, family and seniors section here.

Business Succession Planning

If you intend to pass your business onto the next generation, and you want to minimize both the tax implications and the risk of transition, watch this short video to learn the how to develop the perfect exit strategy or business succession plan.

Life Insurance Financing

If your financial plan or objective requires the purchase of a large amount of life insurance, but your cash flow is currently funding other investments, watch this short video to learn how you can finance the cost of that insurance with little or no cash outlay.

The “Late Start” Pension Plan

If you are self employed or have your own business - with fewer than 5 employees - and you are at least 50 years of age, watch this short video to discover Section 412(e)3 of the tax code, known as the “Late Start” pension plan for small business owners.