Evan Belaga has been in the financial planning business since 1982 — longer than most of his clients have been thinking about retirement.
He holds three of the most rigorous designations in the industry: Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), and Chartered Financial Consultant (ChFC). He operates as a fiduciary, which means he is legally and ethically obligated to act in your best interest — not in the interest of any company, product, or commission structure.
Evan has never operated in a single lane. While most advisors specialize in one area — investments, insurance, taxes, or estate planning — Evan built his entire career around the belief that all of these areas are connected, and that a gap in any one of them can quietly undermine everything else. His approach is integrative by design: income, taxes, insurance, retirement, estate planning, and Social Security all in the same plan, working together.
He was among the first financial advisors in the country to work fully remotely, building a national practice in the mid-1990s through endorsements from professional associations, affinity groups, and organizations ranging from the federal government to the American Nurses Association. Today he is licensed in all 50 states and has served thousands of clients across the country.
Evan has been featured in interviews with the Oxford Club discussing topics including long-term care insurance, the revolution in life insurance product design, and retirement income strategies. He brings that depth of knowledge to every client relationship — not just in what he recommends, but in how clearly he explains it.
Philosophy: The Whole Puzzle, Not Just a Piece
Evan Belaga has a simple belief: every financial product and every strategy only makes sense in the context of everything else. A great annuity means nothing if it creates a tax problem. Great life insurance means nothing if it doesn't connect to an estate plan. A well-funded retirement account means nothing if nobody planned for the healthcare event that can drain it in eighteen months.
His job is to see the whole puzzle — and make sure every piece fits.
Who Evan Belaga Works With
Evan works with individuals, families, and business owners who are approaching or already in retirement — and who want the whole picture addressed, not just one piece of it. His clients typically have significant accumulated assets and are facing the most consequential financial decisions of their lives: when to take Social Security, how to structure income, how to manage taxes, how to protect against a healthcare event, and how to make sure what they've built actually reaches the people they intend it to reach.
He also works extensively with business owners on retirement and benefits planning, succession planning, key person protection, and buy-sell agreements. If you're a business owner who wants your personal wealth and your business wealth working together rather than in separate silos, this is the conversation to start.