I'm Evan Belaga, CFP, CLU, ChFC. For over four decades I've helped individuals, families, and business owners across all 50 states build plans that hold together when life gets complicated.
I don't walk in with a product to sell. I come in with questions, take time to understand the full picture of your financial life, and then build a plan that connects every piece toward one purpose.
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When the paycheck stops, something has to replace it. I build guaranteed income you can plan a life around.
When the paycheck stops, something has to replace it. I help clients build guaranteed income streams that show up every month regardless of what the market is doing, so the essentials are always covered and the rest of your portfolio has room to breathe.
When you claim and how you claim can mean a six-figure difference over your lifetime. I analyze your specific situation and build a claiming strategy that maximizes what you've earned, including how it interacts with your spouse's benefits and your tax picture.
An annuity isn't right for everyone, and I'll tell you honestly when it isn't. When it is the right tool, a well-structured annuity provides the guaranteed paycheck that makes the rest of the plan possible. I shop the full marketplace for your situation.
40+
Years in Practice
“I've been putting these pieces together for over four decades. Every client is a puzzle — income, taxes, insurance, investments, estate. My job is to make sure every piece fits, and nothing falls through the cracks.”
Evan Belaga
CFP · CLU · ChFC
Serving all 50 states · Since 1982
Most advisors live in one lane. They're the insurance guy or the investment guy or the tax guy. I've spent my entire career working across all of it at once — because income, taxes, insurance, retirement, estate planning, and Social Security don't operate in isolation. If you only fix one thing, you're often making the others worse without knowing it.
I'm not captive to any company or product line. As an independent fiduciary, I have unrestricted access to the most competitive, innovative, time-tested solutions in the marketplace. I shop the entire market on your behalf and recommend only what fits your specific situation — not what earns the highest commission.
I started in 1982 and I've been working remotely since before remote was a thing. I've helped clients from Hawaii to New York to Virginia find financial clarity. You don't need to be in the same zip code for this to work. You need the right person in your corner.
Most clients come to me with one of four concerns. They may not name it exactly, but something is keeping them up. These are the four I hear most often — and the four I've been solving for over 40 years.
You've been earning a paycheck your whole career. When it stops, something has to replace it. Social Security helps, but for most people it's not enough. The gap between what you were earning and what Social Security provides can quietly drain everything you worked for — if nobody built a plan to fill it. I've helped thousands of clients across all 50 states build income they can't outlive. That's where we start.
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You don't need to have everything figured out before we talk. Most people come to me with a feeling that something is missing or something isn't working — and that's enough. The first call is complimentary, no-pressure, and focused entirely on understanding where you are and what's keeping you up at night.
I've been doing this since 1982. Even the wisest advisor can't build a good plan without the full picture. Before I recommend anything, I take time to understand every dimension of your financial life — income, taxes, assets, insurance, family, timeline, and goals. Once the full picture is clear, what's missing becomes obvious.
Once the plan is built, the work doesn't stop. I personally analyze your situation, personally shop the marketplace for the most competitive solutions, and personally stay with you through implementation and beyond. I'm not a call center. I'm one person who picks up the phone.
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The first conversation is where we begin to place your central piece where it belongs. In the middle, holding everything else in place.
Evan Belaga
CFP · CLU · ChFC — Fiduciary
Prefer to write instead of book a call? Send a note and Evan will reply personally — usually within one business day.
Independent fiduciary — advice held to your best interest.
Serving all 50 states — remote and in-person.
Since 1982 — four decades of retirement planning.
